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160 Gould Street, Suite 310, Needham, MA 02494

(781) 292-3142
richardhowell@bulfinchgroup.com

Financial Guidance Made to Fit Your Life

Everything we do starts with understanding where you stand today and what you hope to build from here. The guidance we provide is shaped to your circumstances rather than a predefined mold.

What We do
Guidance for Every Generation of Your Family

The questions a young family faces look nothing like the ones a family faces a few decades later, and the answers must keep pace as circumstances shift. We work with households across all of those stages, carrying the same quality of advice from one generation to the next so the plan grows up alongside the people it serves.

Welcome to Howell Wealth ManagementMake Yourself at Home

Welcome to Howell Wealth Management
Make Yourself at Home

Sitting down for a financial conversation for the first time can stir up more questions than answers, and you are welcome to bring every one of them. Whatever stage you have reached in your financial life, you will find people here who talk it through in plain terms and want to understand what matters to you. Come as you are, and we will take it from there.

Our Solutions
Help for the Whole Picture

Pieces of your financial life pull on one another, so we look at them together and focus our guidance where you need it most.


Comprehensive Financial Planning

Every part of your money influences the rest, so we bring savings, taxes, investing, and protection into one coordinated plan.

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Investment Management 

Your savings should pursue growth without carrying more risk than your goals require, and we adjust that balance as markets move.

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Retirement Planning

Knowing whether you can retire is only half the question, so we turn your savings into income built to last.

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Protection and Legacy Planning 

Should something happen to you, the right coverage, a clear estate plan, and long-term care planning keep your family steady.

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Education Planning 

Helping your children through school gets easier the earlier you start, so we build a college savings plan around your other goals.

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HNW Client Guidance

More wealth often means more complexity. We work with high-net-worth clients to help simplify the big picture and address what matters most.box-empty

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Extended Care Strategies

No one likes thinking about long-term care, but planning for it now can help protect everything else you've worked to build.box-empty

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Small Business Guidance

Running a business is a financial journey of its own. We help business owners connect the dots between their personal and professional goals.box-empty

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Social Security Strategies

There are a lot of ways to approach Social Security, and timing matters. We'll walk you through your options so you can choose with confidence.box-empty

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Cash Flow Analysis

It's hard to plan for the future if you're unsure where your money is going today. Let's get a clear view of your cash flow and find opportunities.box-empty

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Education Strategies

Saving for education is a big goal for a lot of families. We'll help you explore the options that make the most sense within your larger plan.box-empty

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Charitable Giving

If generosity is part of your story, let's make sure your giving is as strategic as it is meaningful.box-empty

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Special Needs Trust

Planning for a loved one with special needs takes extra care. We'll help you explore trust strategies designed with their future in mind.box-empty

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Debt Management

Debt doesn't have to hold you back. We'll help you put a plan together to manage it while still making progress toward your bigger goals.box-empty

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Financial Education

The more you understand, the more empowered you are. We love helping our clients build financial knowledge that sticks.box-empty

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Who We AreThe Family Behind the Name

Who We Are
The Family Behind the Name

Howell is our own family's name, and putting it on our work is how we say we intend to be here for the long run. Richard Howell spent nearly thirty years in corporate finance before deciding he would rather put that experience to work for individuals and families than for balance sheets, and he set out on his own in 2016 to do exactly that. Chris Howell has come aboard after his own career in commercial banking, drawn by the chance to work closer to the people behind the numbers. Between them, they bring serious financial training into a setting that stays personal, where questions get answered in plain language, and every recommendation is weighed against your interest first.

Our Process
How Your Plan Takes Shape

Our approach aims to understand your whole situation before we recommend anything, then keep the plan current as your life moves, being able to adjust with life’s unforeseen events.

1. Discovery

We get to know you, your family, your work, and the goals and concerns behind them.

2. Establishing the Foundation of Planning

Before anything else, we shore up the fundamentals that protect your plan against life's rainy days.

3. Cash Flows

Together, we map where your money goes and flag anything that needs attention right away.

4. Recommendation, Implementation, and Ongoing Review

We build your plan, put it in motion, and meet regularly to keep it on course.

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Get Started
Let's Start With a Conversation

The clearest way to find out whether we are a good fit is to sit down and talk it through, at no cost and with no obligation to go further. Reach out whenever you are ready, and we will find a time to get acquainted.

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